Masood Raza Logo
Make an appointment

Home

Your Mortgage Broker

Mortgage Broker Home Loans

“Your trusted partner for mortgage solutions in Surrey, Raza Masood delivers tailored financing strategies, competitive rates, and access to leading lenders. From first-time home purchases to renewals, refinancing, and property investments, every solution is thoughtfully aligned with your goals. Expect clear communication, professional insight, and a streamlined process designed to make your mortgage journey smooth and stress-free.”

Get Free Consultation

Why Choose Masood Raza Mortgage Brokrage

With over 18 years of experience, we help clients—including Canadians and cross-border borrowers—secure the right mortgage with integrity and transparency. Our goal is to make your mortgage journey seamless, clear, and stress-free from start to finish.

Mortgage Pre-Approval

Start your home buying journey with a fast and reliable mortgage pre-approval in Canada.....

New To Canada

Buying a home as a newcomer to Canada is possible with the right mortgage strategy...

Investment Properties

Grow your wealth through smart real estate investing with the right mortgage for investment properties...

Mortgage Renewal

Your mortgage renewal is an opportunity to save money and improve your financial position...

U.S. Property Financing

Purchase property in the United States with specialized cross-border mortgage solutions for Canadians...

Reverse Mortgages

Unlock the equity in your home with a reverse mortgage in Canada designed for homeowners aged 55 and over.

Debt Consolidation & Credit Recovery

Simplify your finances with mortgage debt consolidation in Canada. By combining high-interest debts into one...

Primary, Second & Vacation Homes

Start your home buying journey with a fast and reliable mortgage pre-approval in Canada.....

Construction Financing & Home Renovations

Finance your dream home or renovation project with flexible construction mortgage solutions....

Special Programs for Professionals

Access exclusive mortgage programs designed for professionals such as doctors, lawyers, and business owners....

Commercial Mortgages & Equipment Leasing

Finance your dream home or renovation project with flexible construction mortgage solutions....

Refinancing & HELOC

Unlock your home equity with mortgage refinancing or a Home Equity Line of Credit in Canada....

View All Services

Raza Masood

Raza Masood, Senior, Mobile Mortgage Specialists, providing residential financing for last 18 years in BC Lower Mainland. I have help over 2000 clients to accomplish their dreams. Whether you are purchasing a home, looking to transfer a mortgage, or refinancing an existing mortgage to consolidate debt, I can help you find the best mortgage solution.

I am available outside of normal banking hours, including evenings and weekends, to suit your schedule. Whether you are a first time home buyer or a seasoned homeowner, I am committed to making your mortgage experience comfortable and easy. With over 18 years of service in the financial industry, I look forward to providing you with professional financial advice and exceptional customer service. A resident of Sullivan Heights, I have a true understanding of the community.

2015/2016/2017/2018 - Top 10% Award Winner TD Mobile Mortgage Specialists In Canada

2020/2021/2024 ICON – Top 10% Award Winner TD Mobile Mortgage Specialists In Canada

2016 Platinum Award Winner

2024 Gold Award Winner

Learn More

Awards & Recognitions We Got

Lorem Ipsum

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

SOLUTIONS

Why Chooses Us

With hundreds of satisfied customers and proven results, we’re Long Island’s most trusted Mortgage Broker.

Lorem Ipsum

Lorem Ipsum Lorem Ipsum Lorem Ipsum

Lorem Ipsum

Certified participating contractor

Lorem Ipsum

Thousands of successful projects

Hundreds of Homes

Proven track record in your area

“Great local company that does right by the customer, absolutely love my panels.”

Constantine James

Huntington, NY

“Great local company that does right by the customer, absolutely love my panels.”

Dylan Salvino

Port Jefferson, NY

“Great local company that does right by the customer, absolutely love my panels.”

Akash Ahmed

Smithtown, NY

“Great local company that does right by the customer, absolutely love my panels.”

Mounaim Hamim

Smithtown, NY

"Great local company"

Through New York State’s NYSERDA programs, eligible Long Island homeowners can receive substantial rebates and incentives for energy efficiency upgrades.

Check If You Qualify
  • Up to $10,000 + $5,000 per unit (multi-family) worth of FREE improvements
  • 15-30% reduction in annual energy bills
  • Completely FREE for eligible households
  • Professional installation by certified contractors
  • 100% Free when income eligible
SERVICE AREAS

Proudly Serving All of Long Island

Serving NYC – Brooklyn, Queens, Bronx, Staten Island, Manhattan Long Island – Nassau & Suffolk counties since 2014

Ready to Get Started?

Nassau County Services
Helping homeowners in Hempstead, Garden City, Oyster Bay, and more save with NYSERDA programs.

Ready to Save on Energy Costs?

Lower bills, improve comfort, and see if you qualify for NYSERDA upgrades.

Check If You Qualify

Mortgage Pre-Approval

 Start your home buying journey with a fast and reliable mortgage pre-approval in Canada. We help you determine how much you can afford, secure a competitive mortgage rate, and strengthen your offer in a competitive real estate market. By working with multiple lenders, we ensure you get the best mortgage pre-approval with flexible terms, giving you confidence and clarity before you begin searching for your home.

New To Canada

 Buying a home as a newcomer to Canada is possible with the right mortgage strategy. We specialize in mortgages for new immigrants, permanent residents, and work permit holders, even without an established Canadian credit history. Our tailored mortgage solutions for newcomers include flexible down payment options and access to top lenders, helping you achieve homeownership in Canada faster and with confidence.

Investment Properties

 Grow your wealth through smart real estate investing with the right mortgage for investment properties. We help you secure financing for rental properties, multi-unit homes, and long-term real estate investments. Our approach focuses on cash flow, rental income qualification, and competitive mortgage rates to help you build and scale your real estate portfolio in Canada.

Mortgage Renewal

Your mortgage renewal is an opportunity to save money and improve your financial position. Instead of automatically renewing with your current lender, we compare mortgage rates across Canada and negotiate better terms on your behalf. Our mortgage renewal services help reduce interest costs, improve flexibility, and align your mortgage with your current financial goals.

U.S. Property Financing

Purchase property in the United States with specialized cross-border mortgage solutions for Canadians. We connect you with lenders who understand U.S. property financing, qualification requirements, and tax considerations. Whether you are buying a vacation home or investment property, we make U.S. real estate financing simple and accessible.

Reverse Mortgages

 Unlock the equity in your home with a reverse mortgage in Canada designed for homeowners aged 55 and over. This solution allows you to access tax-free cash without selling your home or making monthly mortgage payments. Reverse mortgages can support retirement income, debt management, and lifestyle needs while allowing you to stay in your home.

Debt Consolidation & Credit Recovery

 Simplify your finances with mortgage debt consolidation in Canada. By combining high-interest debts into one lower-interest mortgage payment, you can reduce monthly expenses and improve cash flow. We also provide credit recovery strategies to help rebuild your credit score, increase financial stability, and position you for better mortgage options in the future.

Primary, Second & Vacation Homes

 Whether you are buying your first home, upgrading to a second property, or investing in a vacation home, we provide customized mortgage solutions across Canada. Our expertise in primary residence mortgages, second home financing, and vacation property loans ensures you receive competitive rates, flexible terms, and a smooth approval process aligned with your lifestyle and financial goals.

Construction Financing & Home Renovations

Finance your dream home or renovation project with flexible construction mortgage solutions. Whether you are building a new home or upgrading your current property, we offer construction loans and renovation financing tailored to your needs. Our solutions help you access funds efficiently while increasing your home’s value and long-term equity.

Special Programs for Professionals

Access exclusive mortgage programs designed for professionals such as doctors, lawyers, and business owners. These specialized mortgage solutions offer enhanced borrowing power, flexible income qualification, and competitive rates. We help professionals in Canada secure mortgages that align with their unique financial profiles and long-term goals.

Commercial Mortgages & Equipment Leasing

Support your business growth with commercial mortgage financing and equipment leasing solutions. Whether you are purchasing commercial real estate, expanding operations, or acquiring equipment, we provide tailored financing options with competitive rates and flexible structures to meet your business needs in Canada.

Refinancing & HELOC

 Unlock your home equity with mortgage refinancing or a Home Equity Line of Credit in Canada. Refinancing allows you to lower your interest rate, consolidate debt, or access cash, while a HELOC provides flexible access to funds when you need them. We help you structure your refinancing strategy to maximize savings, improve cash flow, and build long-term financial security.